Protect your construction project from unexpected loss, damage, and liability.
Hallmark Risk & Financial Services helps contractors, developers, and construction professionals manage real-world risks on and off site, from project delays to third-party claims.
Cover for the risks that can stop a project
Specialist construction cover
Policies built for contractors, developers, and construction businesses of all sizes.
Tailored to your project
Cover structured around your contract, site, scope, and risk exposure.
Claims support
Guidance when it matters most, with practical support through the claims process.
We cover construction risks from start to finish.
Insurance solutions designed to keep your projects, people, and equipment protected.
Contract Works Cover
Protection for physical loss or damage to contract works.
- Fire and explosion
- Storm and water damage
- Accidental physical damage
Third-Party Liability
Covers claims for injury or property damage caused to third parties.
- Public injury claims
- Neighbouring property damage
- Legal defence costs
Plant, Tools & Equipment
Cover for owned, hired, or operated plant and equipment.
- Construction plant
- Hand tools
- Mobile equipment
Materials on Site
Cover for building materials and stock stored on site.
- Theft or malicious damage
- Damage before installation
- Storage risks
Temporary Works
Protection for temporary structures and support systems.
- Scaffolding
- Falsework
- Temporary site structures
Maintenance Period Cover
Extended protection after practical completion.
- Post-completion protection
- Maintenance risks
- Contractual requirements
If you are responsible for a construction project, you may be exposed.
Construction sites face many risks that can lead to expensive claims, project delays, and financial loss.
General, residential, commercial, civil, and industrial contractors.
Developers and project managers responsible for new developments.
Electrical, plumbing, civil, mechanical, roofing, and other trades.
Businesses and property owners managing construction or renovations.
Construction insurance advice that looks beyond the quote.
We help you understand your project, contract, and risks so you get cover that protects what matters.
Common project insurance gaps
Inadequate contract works limits, plant not properly declared, incorrect materials covered, or missing liability extensions can leave your business exposed.
Hallmark helps you
Review your project, understand your contractual obligations, and build cover that fits your business, site risks, and client requirements.
Simple steps to get your project protected.
We make Contractor’s All Risk insurance simple so you can focus on building.
Share the project details
Tell us about your project, location, contract, scope, and requirements.
Identify the exposures
We assess the key site, liability, and contractual risks.
Place suitable cover
We find suitable options and help keep you compliant.
Contractor’s All Risk Insurance FAQs
Is Contractor’s All Risk Insurance required for every project?
Not always, but many construction contracts require it before work begins.
Does CAR Insurance cover poor workmanship?
CAR Insurance usually does not cover defective workmanship itself, but it may cover resulting damage depending on policy terms.
Can a single policy cover one specific project?
Yes, cover can often be arranged for a specific construction project.
What information is needed for a quote?
Project value, site address, contract period, scope of work, and required cover limits are usually needed.
Does CAR Insurance cover theft from site?
Theft may be covered if included in the policy and if security requirements are met.
Need Contractor’s All Risk Insurance for an upcoming project?
Speak to Hallmark Risk & Financial Services for tailored construction insurance advice.