Our Priority.
All-in-One Risk & Insurance Solutions.
As your trusted insurance broker, we provide comprehensive risk and financial services to secure your personal and business assets. Get expert advice and tailor-made coverage with us.
Personal Insurance Cover
From personal insurance to comprehensive property cover, we’re dedicated to protecting your valuable assets with professional care and expert advice.
Business Insurance
From property damage to liability coverage, we provide tailored solutions that safeguard your assets, employees, and operations—giving you peace of mind to focus on growth.
Bonds & Guarantees
From construction performance bonds to payment guarantees, our services at Hallmark Risk will help you meet contractual requirements and build trust.
Our Partners
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About Us
Your Trusted Risk & Insurance Experts
We offer a full suite of services designed to manage risk and provide peace of mind. Our personalized approach ensures you get the right coverage without the hassle.
- 100% Satisfaction Guaranteed
- 20+ Years in the Industry
- High Expert Team
- Delivers on Time
Bringing Our Services to You
We go beyond standard policies to offer innovative insurance solutions that adapt to your day to day needs. We committed to providing service that is both personal and professional, making sure you feel fully protected.
Construction Insurance
Protect your projects with tailored coverage that safeguards against risks such as property damage, accidents, and liability. Designed for contractors, builders, and developers.
Business Insurance
From property damage to liability coverage, we provide tailored solutions that safeguard your assets, employees, and operations—giving you peace of mind to focus on growth.
Reinsurance Services
We provide tailored reinsurance solutions that help insurers manage risk, protect capital, and strengthen financial stability. Our expertise ensures reliable coverage.
Personal Insurance
From personal insurance to comprehensive property cover, we’re dedicated to protecting your valuable assets with professional care and expert advice.
Liability Cover
Protection for your business from claims of injury to negligence. We ensure peace of mind by covering legal costs and compensation, helping you safeguard your finances and reputation.
Marine Insurance
Protect your cargo, vessels, and maritime operations. Our marine insurance service ensures peace of mind for importers, exporters, and logistics providers with tailored coverage.
Redefining Insurance for Modern Living
Expert Risk Transfer Solutions
We help clients transfer complex risks to reliable insurers. Our role is to design tailored coverage that reduces exposure and ensures peace of mind.
Smart Risk Pooling
By leveraging the collective strength of insurance markets, we secure cost-effective protection. This ensures our clients benefit from shared resources and fair premiums.
Premium Strategies
Our team negotiates competitive rates without compromising protection, ensuring clients receive maximum
Transparent Indemnity
Our focus is on fair claims handling, fast resolutions, and support when it matters most.
Business Continuity
Our services safeguard businesses from financial shocks, enabling them to recover quickly
We Could Tell You How Great We Are—But Our Clients Do It Better
I would like to take up this opportunity by firstly thanking Carol for the work effort she has been putting in to assist me with, since day one, in finding a suitable business insurance for me. Thank you!
Thabiso Phoakane
Business Owner
Regarding the Netstar tracker, she has been assisting me on this matter until they installed my tracking device. I really appreciate Carol… You are truly a star! I wish all brokers could work just like you they can learn a lot
Mr Mkwena
Operations Manager
Auto & General struggled to get in touch with me, as my Truecaller blocked their numbers, but Carol made an effort to go the extra mile for me by arranging a conference call so that the underwriting staff could address my concerns.
Sifiso Maepa
Founder & Educator
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Frequently Asked Questions?
We know insurance can feel complicated, but it doesn’t have to be. That’s why we’ve put together some of the most common questions about risk and insurance services—so you can quickly find the clarity you need.
How do I know if I have the right cover?
A risk and insurance review can check your current policy, spot gaps, and recommend updates. This ensures your business has the right protection at all times.
What are risk and insurance services?
Risk and insurance services help businesses identify potential problems and protect against financial losses. Risk management works to prevent issues, while insurance covers costs if something goes wrong.
Why does my small business need insurance?
Accidents, theft, or lawsuits can happen anytime. Without insurance, you pay out of pocket. With the right cover, your business stays protected and can continue operating.
How is risk management different from insurance?
Risk management is about prevention—spotting and reducing risks before they cause damage. Insurance provides financial protection when an unexpected event happens. Together, they give full coverage.
What types of risks can be managed?
Risks include workplace accidents, property damage, cyber threats, natural disasters, and even contract or legal issues. Risk management helps reduce these before they become costly problems.
How do risk and insurance services save me money?
By reducing the chance of accidents, you avoid costly disruptions. And with insurance in place, you don’t carry the full financial burden when something does happen.
Can I get tailored insurance for my business?
Yes. Every business is different. Risk and insurance services are designed to fit your specific industry, size, and needs—so you only pay for what really protects you.
Service Areas
From personal to business risk solutions, we make protecting your future simple and stress-free. Speak to our team today and secure the cover that works for you.
Locations We Serve:
With years of industry experience, we go beyond policies
- Johannesburg, JHB
- Cape Town, CPT
- Durban, DBN
- Gqeberha
- Bloemfontein
- Polokwane
- Pretoria
- East London
- Kimberly
- Rustenburg
- Nelsprit